lendstructai.comThe Operating System for Commercial Real Estate LendingVol. I · September 2026

Commercial Real Estate Lending,
Built Around the Deal.

Bring us the property. We’ll turn it into a lender-ready deal.

Analyze property financials, calculate lending metrics, identify risks, match current lender programs, structure the financing, and generate a professional lender package from one platform.

UploadAnalyzeVerifyStructureMatchFixPackageSubmitFund
AI Deal AnalysisExtracting · Offering Memorandum
5811 5th Ave
Brooklyn, NY 11220
Mixed-Use
2 Commercial + 6 Residential Units
Estimated Value
$2,577,307
Requested Loan
$1,800,000
LTV
69.8%
NOI
$154,638
Debt Yield
8.59%
Guideline Matches
0 Programs
Guideline Match measures fit to stored lender criteria, not approval.Open Deal Room →

One Deal.
One Lending Workspace.

Every property gets a permanent Deal Room. The file moves through seven stages without leaving it.

01

Upload

OM, rent roll, T-12, leases, tax and insurance bills.

02

Analyze

Extract income, expenses and NOI. Reconcile conflicts.

03

Structure

Loan, rate, term, amortization — DSCR and debt yield live.

04

Match

Versioned lender criteria, hard rules and soft preferences.

05

Package

Flyer, lender package and credit memo generated from the file.

06

Submit

Preflight check, then submit to selected lenders.

07

Fund

Term sheets compared, closing tracked, commission recorded.

What the platform actually does.

Not a marketplace. An underwriter and loan officer built into the workflow — every step explainable, every number traceable to a source.

AI Property Analysis

Reads the OM, rent roll and operating statements; extracts units, rents and expenses; flags where documents disagree.

30-Year Lending Brain

Underwriting rules written by lending experts — commercial exposure caps, stabilized-income tests, supportable-loan math.

Explainable Lender Matching

Guideline Match scored against stored criteria, with every pass, warning and failure listed. Never a “probability of approval.”

Make This Deal Work™

When a requirement fails: the maximum supportable loan, the NOI needed, structure changes, and alternative programs.

Automated Loan Package

One-page flyer, borrower presentation, lender package and institutional credit memo from the verified file.

Lender Intelligence

Detects criteria changes on lender sites, holds them for admin review, and versions every program.

Rate Intelligence

SOFR, Treasuries, swaps and program rates — with the impact on each active deal’s DSCR.

Deal Pipeline

Lead to funded across fourteen stages, with commissions projected, earned and paid.

Start a Deal Your Way

For Lenders

Deals matching your credit box.

Publish criteria once, set appetite by property type, receive files that already pass your hard rules.

Become a Lending Partner →
For Banks

Programs, teams, territories.

Institution-level control of credit policy, pricing, assignments and approvals — with a full audit trail.

Rates

Index moves, deal impact.

SOFR 4.31% · 5-Yr Treasury 3.72% · 10-Yr Treasury 4.08% · Prime 7.50%. See which active deals a 50 bps move would push below DSCR.

Funded Deals

Closed transactions become intelligence.

Property type, lender, leverage, pricing and timing on every funded loan inform the next match.

Turn the property
into a lender-ready deal.

Upload the property information and let Lend Struct Ai organize, analyze, structure, and prepare the financing opportunity.

© 2026 Lend Struct Ai · lendstructai.comGuideline Match measures how closely supplied deal information matches stored lender criteria. Final loan approval remains subject to lender underwriting.